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Australian Tax and Investment Calculators

Six free tools built for everyday Australians. Updated for the 2026-27 financial year and the rules that start on 1 July 2027.

General CGT Calculator

Compare your capital gains tax under the old 50% discount and the inflation-indexed rules from 1 July 2027 (FY2026-27 rates). Works for shares, crypto, gold, and collectibles.

SharesCryptoGold
Calculate CGT →

Property CGT Calculator

Calculate capital gains tax on an investment property sale. Includes inflation-indexed cost base comparison, new-build choice (s 115-102), and net profit after tax.

Investment Property
Calculate property CGT →

Negative Gearing Calculator

See your annual rental cash flow and tax deduction under three scenarios: pre-budget, new build, and established (post-budget restricted). Carry-forward loss logic included.

Investment PropertyRental Income
Visualise cash flow →

Sell vs Borrow Calculator

Should you sell your investment and pay CGT, or borrow against it instead? Compare your real tax bill vs total borrowing cost side-by-side, with FY2026-27 CGT rules built in.

SharesCryptoPropertyGold
Compare strategies →

Salary Sacrifice Calculator

See how much more you keep by salary-sacrificing into super (15% tax) vs investing from your pay packet (up to 47%). The PAYG tax gap explained in seconds.

SuperPAYGTax
See your tax gap →

Compound Interest Calculator

The eighth wonder of the world. See how regular contributions and compounding returns grow your wealth over 10, 20, or 30 years.

InvestingFoundations
See your growth →

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All calculators are for educational purposes only. Results are illustrative and do not constitute financial or tax advice. Always consult a registered tax agent or financial adviser for your specific situation.

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