Legal & Disclaimers

All content, analysis, tools, and resources provided on this platform are for educational and informational purposes only. Nothing on this site should be construed as:

• Financial, investment, or legal advice
• A recommendation to buy, sell, or hold any asset
• Tax or accounting advice
• Individualised counsel tailored to your circumstances

Adrian Tobisch is not a licenced financial adviser and does not provide personalised financial advice or portfolio management services.

By using this platform, you acknowledge and agree that:

• You are responsible for conducting your own research (DYOR - Do Your Own Research)
• You should consult with qualified, licensed financial professionals before making investment decisions
• You understand your own risk tolerance and financial situation
• You are solely responsible for your investment decisions and outcomes
• You will not hold Ripper Wealth or Adrian Tobisch liable for any losses incurred

Our Community Q&A feature allows members to ask questions and share insights. Important notes:

• User-Generated Content: Community answers are provided by other users, not by Ripper Wealth or Adrian Tobisch
• No Verification: We do not verify the accuracy, completeness, or suitability of user-contributed content
• Not Professional Advice: Community answers do not constitute professional financial, legal, or tax advice
• Zero Tolerance for Scams: We prohibit spam, scams, unsolicited investment offers, and fraudulent schemes. Report violations immediately.
• Moderation Rights: We reserve the right to remove content, ban users, and report illegal activity to authorities
• Third-Party Links: We are not responsible for external links posted by community members. Click at your own risk.
• Your Due Diligence: Always verify information independently before acting on any community advice

🚩 Report abuse: If you see suspicious content (scams, spam, inappropriate material), use the "Report" button or email support@ripperwealth.com.au

We respect your privacy and are committed to protecting your personal information:

• We collect minimal data necessary for site functionality and user experience
• We use privacy-friendly analytics to improve our services
• We never sell your personal information to third parties
• Payment processing is handled securely by Stripe (we do not store payment details)
• You can request access to or deletion of your data at any time

For privacy inquiries, contact us at: support@ripperwealth.com.au

Read our full Privacy Policy →

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• No Warranties: Content is provided "as is" without warranties of any kind, express or implied
• Content Changes: We may update, modify, or remove content without notice
• Use at Your Own Risk: You assume all risks associated with using this platform
• Intellectual Property: All content, analysis, and tools remain the intellectual property of Ripper Wealth
• Limitation of Liability: Ripper Wealth and Adrian Tobisch shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this platform
• No Guarantees: We make no guarantees about the accuracy, completeness, or timeliness of any information provided

When using this platform, you must not:

• Use the platform for any illegal activities or purposes
• Attempt to hack, disrupt, damage, or impair the platform's operation
• Share your account credentials or allow others to access your account
• Scrape, copy, reproduce, or steal platform content without express written permission
• Harass, abuse, threaten, or defame other users or staff
• Submit false, misleading, or fraudulent information
• Use automated systems or bots to access the platform
• Violate any applicable laws, regulations, or third-party rights

Violation of these rules may result in immediate account termination without refund.

We are not liable for failure to perform our obligations due to circumstances beyond our reasonable control, including but not limited to:

• Natural disasters, pandemics, epidemics, or acts of God
• War, terrorism, civil unrest, or government actions
• Internet, telecommunications, or power failures
• Cyber attacks, hacking attempts, or security breaches
• Strikes, labour disputes, or supply chain disruptions
• Failure of third-party services (Stripe, Supabase, Vercel)

• Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions continue in full force. The invalid provision will be modified to the minimum extent necessary to make it valid.
• Entire Agreement: These Terms constitute the entire agreement between you and Ripper Wealth regarding use of this platform and supersede all prior agreements and understandings.
• Waiver: Our failure to enforce any provision does not constitute a waiver of that provision or any other provision.
• Assignment: You may not assign or transfer these Terms without our written consent. We may assign these Terms without restriction.
• Modification: We may modify these Terms at any time. Continued use after modifications constitutes acceptance of the updated Terms.

Adrian Tobisch and Ripper Wealth do not hold an Australian Financial Services (AFS) licence or any other financial advisory licence. This platform provides educational content and analytical tools only. We do not provide regulated financial advice or services.

This platform uses the following third-party services:

• Stripe: Payment processing (subject to Stripe's terms and privacy policy)
• Supabase: Database and authentication services
• Vercel: Hosting and deployment

By using our services, you also agree to the terms and policies of these third-party providers.