Foundations

Before you invest, get your house in order. Set goals, track cash flow, and build emergency reserves.

GET STARTED

Goals SettingTimeline-based wealth goals

Budget & Cash FlowTrack income and expenses

Emergency FundBuild your safety net

Compound InterestHow money grows over time

Debt ManagementGood debt vs bad debt

What To Own

Understanding asset classes and their roles in a balanced portfolio.

ASSET CLASSES

Asset Classes OverviewStocks, property, metals, crypto

DiversificationDon't put all eggs in one basket

Risk vs RewardUnderstanding the trade-offs

Why It Works

Historical context, wealth cycles, and the economic principles that drive markets.

AI-Powered Education

Cycle-aware tools backed by institutional-grade research

WEALTH CYCLES

Step 1: Get ReadyLearn cycle basics

Step 2: See ItLive dashboard signals

Step 3: Try ItCompare assets tool

Step 4: Check ItValidate your mastery

REFERENCE

Debt CyclesRefinancing patterns & timing

MethodologyOur research approach

How To Execute

Profile-specific strategies. Content varies based on your persona (PAYG, Business Owner, Property/Crypto/Stock Investor, etc.).

TAX STRATEGIES

Tax-101 for PAYGDeductions & structures

Tax-101 for BusinessCompanies: structures, CGT, GST

Tax-101 for PropertyDepreciation & negative gearing

Tax-101 for CryptoCGT events & record keeping

Tax-101 for Stocks/ETFsDividends, franking, CGT timing

ADVANCED STRATEGIES

Borrow Against AssetsTax-free liquidity strategies

When To Adjust

Timing and signals. Know when to buy, sell, or hold based on market cycles.

TOOLS & INDICATORS

Cycle IndicatorsLive market signals

Asset AnalyserCompare BTC, Gold, Stocks

Scenario CalculatorPortfolio what-if projections

Signal AlertsGet notified of major shifts

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Cycle-aware education & research tools

Structured learning paths for all levels

Australian tax context (CGT, super)

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